翻訳と辞書 Words near each other ・ Service Program for Older People ・ Service Prosecuting Authority ・ Service provider ・ Service Provider Gateway ・ Service provider interface ・ Service Provisioning Markup Language ・ Service Publications ・ Service quality ・ Service record ・ Service record of Heinrich Himmler ・ Service record of Reinhard Heydrich ・ Service recovery ・ Service recovery paradox ・ Service refactoring ・ Service regulation ・ Service release premium ・ Service Request Block ・ Service Request Transport Protocol ・ Service reusability principle ・ Service review ・ Service ribbon ・ Service rifle ・ Service Rigs ・ Service robot ・ Service régional d'admission du Montréal métropolitain ・ Service scan ・ Service science and engineering ・ Service science, management and engineering ・ Service Seeking ・ Service set Dictionary Lists mini英和辞書 mini和英辞書 Webster 1913 Latin-English FOLDOC Wikipedia English ウィキペディア

翻訳と辞書　辞書検索 [ 開発暫定版 ] スポンサード リンク Service release premium ： ウィキペディア英語版 Service release premium A service release price (SRP) is the payment received by a lending institution, such as a bank or retail mortgage lender, on the sale of a closed mortgage loan to the secondary mortgage market. The secondary mortgage market purchaser is typically a Wall Street investment bank, Fannie Mae, Freddie Mac, or Ginnie Mae, as the first step in the creation of a mortgage-backed security (MBS). Today, virtually all mortgages closed are purchased by the US government through the GSE Mortgage Backed Securities Purchase Program The amount of SRP paid is based on the market value of the mortgage note, influenced by several key variables, such as interest rate, loan type, margin (for ARM loans), and the inclusion or exclusion of other items such as prepayment penalties. Also considered are the loan's LTV (loan to value), the borrower's credit score, the presence of private mortgage insurance (PMI), pre-payment risk of the borrower and other factors beyond the scope of this article. Since servicing was brought on balance sheet by all lenders there has been consolidation in the servicing market because many servicers believed that they could cross sell their products through servicing portfolios. While this strategy hasn't been as profitable as many would have thought it has worked well for some. These servicers therefore paid a premium for servicing compared to its present value. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Service release premium」の詳細全文を読む スポンサード リンク 翻訳と辞書 : 翻訳のためのインターネットリソース Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.